Topping up your casino account? Start with the right payment method. We’ve compared cards, e-wallets, crypto, and more to show you what’s fast, secure, and worth using. No fluff — just facts to help you pick a method that works.
High RTP games, generous bonuses, and tournaments with a big prize pool are what every player wants to find in an online casino. However, it all does not have value if you don’t have a reliable payment method in a casino you want to join. We would like to highlight the importance of safe and secure payment methods in an online casino suitable for Kiwi and Aussie players.
By choosing the right casino deposit and withdrawal options, you can protect your funds, enjoy fast and smooth transactions, and enjoy your gambling experience. So, consider this article as a guide for choosing trustworthy deposit and withdrawal methods at NZ dollar deposit casino sites.
In this part of the article, our experts will introduce you to popular and reliable payment methods in an online casino you can use for deposits and/or deposits at the best casino platforms in New Zealand and Australia.
Pretty much every online casino with internet banking in NZ and AU accepts bank cards, Visa, and Mastercard, with some accepting American Express. Local casinos will allow you to use debit and credit cards. However, you should consider your safety when it comes to choosing a bank card type. We recommend using debit cards since it is easy to go into debt and bet more than you can afford with credit cards.
Using bank cards, you are guaranteed instant deposits, while withdrawals will take from 2 to 5 business days. And while most casinos themselves don’t charge fees for processing payments, your bank may. Check with your bank in advance on how much fee you will have to pay. You will certainly have to pay a fee if a casino site doesn’t accept NZD and AUD, and you will have to convert your local currency into USD or EUR.
When using Visa and Mastercard at licensed online casinos, you will not have to worry about security. Top-rated casino sites use SSL encryption that protects your financial information. For extra protection, you should avoid public WiFi.
E-wallets are now available at every online casino with internet banking in NZ. You can use electronic wallets on your desktop and mobile devices not only when it comes to online shopping but also when gambling on the Internet. E-wallets like PayPal, Skrill, and Neteller are widely accepted in New Zealand and Australia and allow casino enthusiasts to instantly fund their accounts and withdraw winnings within 48 hours maximum.
Apart from fast transactions, the reason why you would want to use an e-wallet is that you are now sharing your bank details with a casino. This makes it impossible to steal your sensitive information. Also, e-wallets use two-factor authentication (2FA), like an SMS code or app verification. This extra layer of protection gives players peace of mind.
Bank transfers are less popular, yet they are preferred by players who seek solid protection. Banks apply stricter security measures, plus you can track transactions. Actually, bank transfer is a popular method among high rollers since this payment method in a casino implies higher limits. Standard bank transfer is not common for deposits; however, it is available for withdrawals at most AU and NZ dollar deposit casino sites. The only issue you face with bank transfers is slow cashouts, which take from 5 to 7 business days.
Another way to fund your NZ or AU casino account is via POLi. Unlike traditional bank transfers, POLi allows direct transactions without sharing your bank account number or bank card details. Still, your bank protects POLi payments. No fees are involved, making this option favorable among Kiwi and Aussie real-money casino game players.
Please note that POLi can only be used for deposits, and they are usually instant. Local casino platforms don’t support POLi for withdrawals.
Prepaid cards or vouchers are the safest casino deposit options to fund your account. Basically, Kiwi and Aussie casino players buy a voucher with a unique code that can be used only one time. The value of a voucher is what you can spend at an online casino. So, if you buy a voucher for 10 NZD/AUD, you get to deposit 10 NZD/AUD.
Paysafecard is the most popular prepaid card. However, you may come across casino websites that use Neosurf, Flexepin, and CashtoCode. To avoid fees, you should buy prepaid cards in local stores like supermarkets, kiosks, or petrol stations. If you buy one online, you may have to pay a small fee between 5 and 10%.
Remember that prepaid cards can only be used as casino deposit options, but the best thing about them is that they give you total control over your spending. So, if you are on a tight budget and want to control your gambling tendencies, you should certainly go for a prepaid card.
Cryptocurrencies are getting used more and more among casino enthusiasts since they understand how safe, fast, and cheap it is to use digital currencies. We witnessed more and more NZ dollar deposit casino websites adopting cryptocurrencies and giving their customers freedom. For example, WinShark casino accepts Bitcoin, Bitcoin Cash, Litecoin, Tether, Cardano, and Ethereum.
NZ and AU casino sites don’t charge fees when you want to deposit and withdraw your winnings in crypto. However, you will have to pay a gas fee – a small fee charged by a blockchain, and it is often much smaller than that charged by banks. Also, crypto payments are processed so much faster. Regardless of digital currency, deposits are immediate. While BTC withdrawal takes 10 minutes, Litecoin – 2.5 minutes, Ethereum – 13 seconds, and Solana takes only 0.4 seconds.
Modern websites often offer Kiwi and Aussie casino players crypto bonuses and provide them with a wide range of crypto slots with bonus features and large jackpot prizes. And if you want to play for real cash without sharing your banking details with a casino, crypto is a great choice. It is called an anonymous payment method since the transactions will not be linked to your name.
There are several important factors that you need to take into consideration when choosing a payment method in an online casino. Please check this guide to enjoy safe gambling.
The speed of payment plays a vital role. Not only does it give you peace of mind, but it also allows you to use your winnings for further deposits. Please check the deposit and cashout speeds of the different payment methods accepted by online casinos in NZ and AU.
| Payment Method | Deposit Speed | Withdrawal Speed |
| Bank card (Visa Mastercard) | Instant | 2-5 business days |
| Bank Transfer | Instant | 5-7 business days |
| E-wallet (PayPal, Skrill, Neteller) | Instant | 48 hours |
| Prepaid cards (Paysafecard) | Instant | Not available |
| Crypto (BTC, LTC, ETH, DOGE, USDT, XRP, SOL, ect.) | Instant | 10 minutes maximum |
While most local casino websites process transactions for free, it is always best to check with the casino by contacting a customer support service. Your bank or e-wallet company may charge a fee that you also have to find out beforehand.
| Payment Method | Deposit Fees | Withdrawal Fees |
| Bank card (Visa Mastercard) | 1-3% | 1-5% |
| Bank Transfer | Free | 1-3% |
| E-wallet (PayPal, Skrill, Neteller) | 1-3% and up tp 4% when exchanging currency | 1-5% |
| Prepaid cards (Paysafecard) | Free | Not available |
| Crypto (BTC, LTC, ETH, DOGE, USDT, XRP, SOL, ect.) | Gas fees (usually less than 1 USD) | Gas fees (usually less than 1 USD) |
Then, you should think about the security and reliability of a payment method. In this guide, we provide you with the types and names of casino banking options in New Zealand that are highly trusted and widely used in these two countries. Please check the table to see what security measures popular payment methods offer.
| Payment Method | Security features |
| Bank card (Visa Mastercard) | 3D Secure authentication, encryption technology, fraud and chargeback protection. |
| Bank Transfer | 2FA, fraud monitoring, enhanced verification for large transactions. |
| E-wallet (PayPal, Skrill, Neteller) | Encryption technology, 2FA, and fraud protection. PayPay uses Buyer Protection Policy which entitles customers to a refund. |
| Prepaid cards (Paysafecard) | Unique one-time code, no personal or banking details required, limited deposit amount, fraud prevention. |
| Crypto (BTC, LTC, ETH, DOGE, USDT, XRP, SOL, ect.) | Blockchain security, private keys, 2FA. |
All the deposit and withdrawal options you will find in the table below are present at most gambling sites in New Zealand and Australia. It is important for online casinos with internet banking in NZ to give users as many alternatives as possible since some may want to use prepaid cards for deposits and crypto for withdrawals.
| Payment Method | Accessibility and Convenience |
| Bank card (Visa Mastercard) | Accepted at most gambling sites but may not be available for cashouts. Deposits and instant plus players don’t have to create an account within an e-wallet or buy a voucher to top up their casino balance. |
| Bank Transfer | Bank Transfer is a less popular option since withdrawals take the longest. This option is the best for large transactions you want to track. |
| E-wallet (PayPal, Skrill, Neteller) | Accepted by the majority of NZ and AU gambling websites, offer speedy withdrawals and considered to be safer than bank cards and transfers since no sensitive data is shared. |
| Prepaid cards (Paysafecard) | Must be bought at stores like kiosks or supermarkets. They are the best for controlling spending. Not suitable for withdrawals; therefore you need an alternative cashout method. |
| Crypto (BTC, LTC, ETH, DOGE, USDT, XRP, SOL, ect.) | Become more and more accepted by local gambling sites. Digital currencies are the best for speed and fees, plus they allow players to claim crypto bonuses. It may not be available in old online casinos. |
It can be difficult to choose the best payment method if you are a casino newcomer. We cater our guide to beginners as well as experienced players, taking into account different preferences and needs. So, check out the tips you can consider when choosing a payment option for your first-ever deposit and withdrawal in an NZ or AU casino site:
Test our different casino banking options in New Zealand and deposit/withdraw small amounts. See which method gives you peace of mind and saves you money and time.
As you can see, choosing the right payment method requires quite a comprehensive approach. Consider choosing an online casino that accepts NZD and AUD. This way, you will see the exact bonus values you will get. You will also be able to avoid conversion fees. Another thing you should take into account is deposit and withdrawal limits. Usually, you can deposit smaller amounts via prepaid cards and crypto than with bank cards. When it comes to withdrawals, bank transfers will allow you to cash out a much bigger amount compared to e-wallet.
Above all the conveniences, speed, and fees, security should be your number one priority. Choose a licensed casino site and a payment method that has decent security. To start playing for real money, quickly refer to our list of tips again and choose one from offered payment methods in New Zealand suitable for your individual preferences.
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